Moving from Waco to Amarillo (2026)

Amarillo has a COL index of 80 vs 83 for Waco (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$50/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
83 โ†’ 80
100 = US avg
1BR rent
$1,000 โ†’ $950
per month
State tax
None โ†’ None
income tax
COL difference
83 โ†’ 80
4% cheaper

Salary needed in Amarillo to match your Waco lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in WacoEquivalent in Amarillo
$40K$38,554
$50K$48,193
$60K$57,831
$75K$72,289
$80K$77,108
$100K$96,386
$120K$115,663
$150K$144,578

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$56/moon core expenses at $75K

Monthly budget at $75K โ€” Waco vs Amarillo

ExpenseWacoAmarillo
Monthly take-home$4,741$4,741
1BR rent$1,000$950
Groceries$350$346
Transport$38$38
Utilities$172$170
Internet$60$60
Left after essentials$3,121$3,177

Frequently asked questions

Is Amarillo cheaper than Waco?

Yes. Amarillo has a cost of living index of 80 vs 83 for Waco (100 = US average). That's about 4% cheaper.

How much will I save moving from Waco to Amarillo?

On a $75K salary, moving from Waco to Amarillo saves roughly $50/month on core expenses. That's ~$600/year.

What salary do I need in Amarillo to match my Waco lifestyle?

To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $72,289/year in Amarillo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only