Moving from Amarillo to Waco (2026)
Waco has a COL index of 83 vs 80 for Amarillo (100 = US average). Expect to pay about 4% more for the same lifestyle.
Key differences
Salary needed in Waco to match your Amarillo lifestyle
Based on the 4% cost of living increase between the two cities.
| Your salary in Amarillo | Equivalent in Waco |
|---|---|
| $40K | $41,500 |
| $50K | $51,875 |
| $60K | $62,250 |
| $75K | $77,813 |
| $80K | $83,000 |
| $100K | $103,750 |
| $120K | $124,500 |
| $150K | $155,625 |
Monthly budget at $75K — Amarillo vs Waco
| Expense | Amarillo | Waco |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $950 | $1,000 |
| Groceries | $346 | $350 |
| Transport | $38 | $38 |
| Utilities | $170 | $172 |
| Internet | $60 | $60 |
| Left after essentials | $3,177 | $3,121 |
Frequently asked questions
Is Waco cheaper than Amarillo?
No. Waco has a cost of living index of 83 vs 80 for Amarillo (100 = US average). That's about 4% more expensive.
How much will I save moving from Amarillo to Waco?
On a $75K salary, core expenses in Waco run about $56/month more than Amarillo. Factor this into your salary negotiation when relocating.
What salary do I need in Waco to match my Amarillo lifestyle?
To maintain the same purchasing power as $75,000 in Amarillo, you'd need roughly $77,813/year in Waco. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only