Moving from Virginia Beach to Richmond (2026)
Richmond has a COL index of 98 vs 93 for Virginia Beach (100 = US average). Expect to pay about 5% more for the same lifestyle.
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Key differences
Salary needed in Richmond to match your Virginia Beach lifestyle
Based on the 5% cost of living increase between the two cities.
| Your salary in Virginia Beach | Equivalent in Richmond |
|---|---|
| $40K | $42,151 |
| $50K | $52,688 |
| $60K | $63,226 |
| $75K | $79,032 |
| $80K | $84,301 |
| $100K | $105,376 |
| $120K | $126,452 |
| $150K | $158,065 |
💵 Household income (before tax)
Monthly budget at $75K — Virginia Beach vs Richmond
| Expense | Virginia Beach | Richmond |
|---|---|---|
| Monthly take-home | $4,378 | $4,378 |
| 1BR rent | $1,550 | $1,600 |
| Groceries | $369 | $369 |
| Transport | $48 | $70 |
| Utilities | $170 | $155 |
| Internet | $60 | $60 |
| Left after essentials | $2,181 | $2,124 |
Frequently asked questions
Is Richmond cheaper than Virginia Beach?
No. Richmond has a cost of living index of 98 vs 93 for Virginia Beach (100 = US average). That's about 5% more expensive.
How much will I save moving from Virginia Beach to Richmond?
On a $75K salary, core expenses in Richmond run about $50/month more than Virginia Beach. Factor this into your salary negotiation when relocating.
What salary do I need in Richmond to match my Virginia Beach lifestyle?
To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $79,032/year in Richmond. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only