Moving from Richmond to Virginia Beach (2026)

Virginia Beach has a COL index of 93 vs 98 for Richmond (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$50/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
98 โ†’ 93
100 = US avg
1BR rent
$1,600 โ†’ $1,550
per month
State tax
5.8% โ†’ 5.8%
income tax
COL difference
98 โ†’ 93
5% cheaper

Salary needed in Virginia Beach to match your Richmond lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in RichmondEquivalent in Virginia Beach
$40K$37,959
$50K$47,449
$60K$56,939
$75K$71,173
$80K$75,918
$100K$94,898
$120K$113,878
$150K$142,347

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$57/moon core expenses at $75K

Monthly budget at $75K โ€” Richmond vs Virginia Beach

ExpenseRichmondVirginia Beach
Monthly take-home$4,378$4,378
1BR rent$1,600$1,550
Groceries$369$369
Transport$70$48
Utilities$155$170
Internet$60$60
Left after essentials$2,124$2,181

Frequently asked questions

Is Virginia Beach cheaper than Richmond?

Yes. Virginia Beach has a cost of living index of 93 vs 98 for Richmond (100 = US average). That's about 5% cheaper.

How much will I save moving from Richmond to Virginia Beach?

On a $75K salary, moving from Richmond to Virginia Beach saves roughly $50/month on core expenses. That's ~$600/year.

What salary do I need in Virginia Beach to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $71,173/year in Virginia Beach. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only