Moving from Virginia Beach to Phoenix (2026)

Phoenix has a COL index of 100 vs 93 for Virginia Beach (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$256 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
93 โ†’ 100
100 = US avg
1BR rent
$1,550 โ†’ $1,500
per month
State tax
5.8% โ†’ 2.5%
income tax
COL difference
93 โ†’ 100
8% more expensive

Salary needed in Phoenix to match your Virginia Beach lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in Virginia BeachEquivalent in Phoenix
$40K$43,011
$50K$53,763
$60K$64,516
$75K$80,645
$80K$86,022
$100K$107,527
$120K$129,032
$150K$161,290

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$6/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Virginia Beach vs Phoenix

ExpenseVirginia BeachPhoenix
Monthly take-home$4,378$4,584
1BR rent$1,550$1,500
Groceries$369$369
Transport$48$64
Utilities$170$210
Internet$60$60
Left after essentials$2,181$2,381

Frequently asked questions

Is Phoenix cheaper than Virginia Beach?

No. Phoenix has a cost of living index of 100 vs 93 for Virginia Beach (100 = US average). That's about 8% more expensive.

How much will I save moving from Virginia Beach to Phoenix?

On a $75K salary, moving from Virginia Beach to Phoenix saves roughly $256/month on core expenses. That's ~$3,072/year.

What salary do I need in Phoenix to match my Virginia Beach lifestyle?

To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $80,645/year in Phoenix. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only