Moving from Phoenix to Virginia Beach (2026)
Virginia Beach has a COL index of 93 vs 100 for Phoenix (100 = US average). You'd pay about 7% less for the same lifestyle.
Key differences
Salary needed in Virginia Beach to match your Phoenix lifestyle
Based on the 7% cost of living decrease between the two cities.
| Your salary in Phoenix | Equivalent in Virginia Beach |
|---|---|
| $40K | $37,200 |
| $50K | $46,500 |
| $60K | $55,800 |
| $75K | $69,750 |
| $80K | $74,400 |
| $100K | $93,000 |
| $120K | $111,600 |
| $150K | $139,500 |
Monthly budget at $75K — Phoenix vs Virginia Beach
| Expense | Phoenix | Virginia Beach |
|---|---|---|
| Monthly take-home | $4,584 | $4,378 |
| 1BR rent | $1,500 | $1,550 |
| Groceries | $369 | $369 |
| Transport | $64 | $48 |
| Utilities | $210 | $170 |
| Internet | $60 | $60 |
| Left after essentials | $2,381 | $2,181 |
Frequently asked questions
Is Virginia Beach cheaper than Phoenix?
Yes. Virginia Beach has a cost of living index of 93 vs 100 for Phoenix (100 = US average). That's about 7% cheaper.
How much will I save moving from Phoenix to Virginia Beach?
On a $75K salary, moving from Phoenix to Virginia Beach could save roughly $6/month on core expenses. That's ~$72/year.
What salary do I need in Virginia Beach to match my Phoenix lifestyle?
To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $69,750/year in Virginia Beach. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only