Moving from Virginia Beach to Montgomery (2026)
Montgomery has a COL index of 81 vs 93 for Virginia Beach (100 = US average). You'd pay about 13% less for the same lifestyle.
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Key differences
Salary needed in Montgomery to match your Virginia Beach lifestyle
Based on the 13% cost of living decrease between the two cities.
| Your salary in Virginia Beach | Equivalent in Montgomery |
|---|---|
| $40K | $34,839 |
| $50K | $43,548 |
| $60K | $52,258 |
| $75K | $65,323 |
| $80K | $69,677 |
| $100K | $87,097 |
| $120K | $104,516 |
| $150K | $130,645 |
💵 Household income (before tax)
Monthly budget at $75K — Virginia Beach vs Montgomery
| Expense | Virginia Beach | Montgomery |
|---|---|---|
| Monthly take-home | $4,378 | $4,428 |
| 1BR rent | $1,550 | $1,050 |
| Groceries | $369 | $353 |
| Transport | $48 | $38 |
| Utilities | $170 | $170 |
| Internet | $60 | $58 |
| Left after essentials | $2,181 | $2,759 |
30-Year Wealth Builder
If you invest your monthly savings of $528 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Virginia Beach — that's the real price of a city.
Frequently asked questions
Is Montgomery cheaper than Virginia Beach?
Yes. Montgomery has a cost of living index of 81 vs 93 for Virginia Beach (100 = US average). That's about 13% cheaper.
How much will I save moving from Virginia Beach to Montgomery?
On a $75K salary, moving from Virginia Beach to Montgomery saves roughly $550/month on core expenses. That's ~$6,600/year.
What salary do I need in Montgomery to match my Virginia Beach lifestyle?
To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $65,323/year in Montgomery. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only