Moving from Virginia Beach to Montgomery (2026)

Montgomery has a COL index of 81 vs 93 for Virginia Beach (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$528/mo
on core expenses · $75K salary baseline

Key differences

COL index
9381
100 = US avg
1BR rent
$1,550$1,050
per month
State tax
5.8%5%
income tax
Take-home at $75K
$4,378$4,428
per month

Salary needed in Montgomery to match your Virginia Beach lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in Virginia BeachEquivalent in Montgomery
$40K$34,839
$50K$43,548
$60K$52,258
$75K$65,323
$80K$69,677
$100K$87,097
$120K$104,516
$150K$130,645

Monthly budget at $75K — Virginia Beach vs Montgomery

ExpenseVirginia BeachMontgomery
Monthly take-home$4,378$4,428
1BR rent$1,550$1,050
Groceries$369$353
Transport$48$38
Utilities$170$170
Internet$60$58
Left after essentials$2,181$2,759

Frequently asked questions

Is Montgomery cheaper than Virginia Beach?

Yes. Montgomery has a cost of living index of 81 vs 93 for Virginia Beach (100 = US average). That's about 13% cheaper.

How much will I save moving from Virginia Beach to Montgomery?

On a $75K salary, moving from Virginia Beach to Montgomery could save roughly $528/month on core expenses. That's ~$6,336/year.

What salary do I need in Montgomery to match my Virginia Beach lifestyle?

To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $65,323/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only