Moving from Montgomery to Virginia Beach (2026)

Virginia Beach has a COL index of 93 vs 81 for Montgomery (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$550 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
81 โ†’ 93
100 = US avg
1BR rent
$1,050 โ†’ $1,550
per month
State tax
5% โ†’ 5.8%
income tax
COL difference
81 โ†’ 93
15% more expensive

Salary needed in Virginia Beach to match your Montgomery lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Virginia Beach
$40K$45,926
$50K$57,407
$60K$68,889
$75K$86,111
$80K$91,852
$100K$114,815
$120K$137,778
$150K$172,222

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$528/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Montgomery vs Virginia Beach

ExpenseMontgomeryVirginia Beach
Monthly take-home$4,428$4,378
1BR rent$1,050$1,550
Groceries$353$369
Transport$38$48
Utilities$170$170
Internet$58$60
Left after essentials$2,759$2,181

Frequently asked questions

Is Virginia Beach cheaper than Montgomery?

No. Virginia Beach has a cost of living index of 93 vs 81 for Montgomery (100 = US average). That's about 15% more expensive.

How much will I save moving from Montgomery to Virginia Beach?

On a $75K salary, core expenses in Virginia Beach run about $550/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Virginia Beach to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $86,111/year in Virginia Beach. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only