Moving from Montgomery to Virginia Beach (2026)

Virginia Beach has a COL index of 93 vs 81 for Montgomery (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$528 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8193
100 = US avg
1BR rent
$1,050$1,550
per month
State tax
5%5.8%
income tax
Take-home at $75K
$4,428$4,378
per month

Salary needed in Virginia Beach to match your Montgomery lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Virginia Beach
$40K$45,926
$50K$57,407
$60K$68,889
$75K$86,111
$80K$91,852
$100K$114,815
$120K$137,778
$150K$172,222

Monthly budget at $75K — Montgomery vs Virginia Beach

ExpenseMontgomeryVirginia Beach
Monthly take-home$4,428$4,378
1BR rent$1,050$1,550
Groceries$353$369
Transport$38$48
Utilities$170$170
Internet$58$60
Left after essentials$2,759$2,181

Frequently asked questions

Is Virginia Beach cheaper than Montgomery?

No. Virginia Beach has a cost of living index of 93 vs 81 for Montgomery (100 = US average). That's about 15% more expensive.

How much will I save moving from Montgomery to Virginia Beach?

On a $75K salary, core expenses in Virginia Beach run about $528/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Virginia Beach to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $86,111/year in Virginia Beach. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only