Moving from Toledo to Midland (2026)

Midland has a COL index of 93 vs 81 for Toledo (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$160 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8193
100 = US avg
1BR rent
$1,050$1,200
per month
State tax
3.5%None
income tax
Take-home at $75K
$4,522$4,741
per month

Salary needed in Midland to match your Toledo lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in ToledoEquivalent in Midland
$40K$45,926
$50K$57,407
$60K$68,889
$75K$86,111
$80K$91,852
$100K$114,815
$120K$137,778
$150K$172,222

Monthly budget at $75K — Toledo vs Midland

ExpenseToledoMidland
Monthly take-home$4,522$4,741
1BR rent$1,050$1,200
Groceries$357$365
Transport$58$35
Utilities$160$178
Internet$58$65
Left after essentials$2,839$2,898

Frequently asked questions

Is Midland cheaper than Toledo?

No. Midland has a cost of living index of 93 vs 81 for Toledo (100 = US average). That's about 15% more expensive.

How much will I save moving from Toledo to Midland?

On a $75K salary, core expenses in Midland run about $160/month more than Toledo. Factor this into your salary negotiation when relocating.

What salary do I need in Midland to match my Toledo lifestyle?

To maintain the same purchasing power as $75,000 in Toledo, you'd need roughly $86,111/year in Midland. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only