Moving from Midland to Toledo (2026)
Toledo has a COL index of 81 vs 93 for Midland (100 = US average). You'd pay about 13% less for the same lifestyle.
Save ~$160/mo
on core expenses · $75K salary baseline
Key differences
COL index
9381
100 = US avg
1BR rent
$1,200$1,050
per month
State tax
None3.5%
income tax
Take-home at $75K
$4,741$4,522
per month
Salary needed in Toledo to match your Midland lifestyle
Based on the 13% cost of living decrease between the two cities.
| Your salary in Midland | Equivalent in Toledo |
|---|---|
| $40K | $34,839 |
| $50K | $43,548 |
| $60K | $52,258 |
| $75K | $65,323 |
| $80K | $69,677 |
| $100K | $87,097 |
| $120K | $104,516 |
| $150K | $130,645 |
Monthly budget at $75K — Midland vs Toledo
| Expense | Midland | Toledo |
|---|---|---|
| Monthly take-home | $4,741 | $4,522 |
| 1BR rent | $1,200 | $1,050 |
| Groceries | $365 | $357 |
| Transport | $35 | $58 |
| Utilities | $178 | $160 |
| Internet | $65 | $58 |
| Left after essentials | $2,898 | $2,839 |
Frequently asked questions
Is Toledo cheaper than Midland?
Yes. Toledo has a cost of living index of 81 vs 93 for Midland (100 = US average). That's about 13% cheaper.
How much will I save moving from Midland to Toledo?
On a $75K salary, moving from Midland to Toledo could save roughly $160/month on core expenses. That's ~$1,920/year.
What salary do I need in Toledo to match my Midland lifestyle?
To maintain the same purchasing power as $75,000 in Midland, you'd need roughly $65,323/year in Toledo. This is based on the overall COL index difference between the two cities.
Moving from Toledo to MidlandMidland vs Toledo — full comparisonMidland cost of livingToledo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only