Moving from Toledo to Lincoln (2026)

Lincoln has a COL index of 86 vs 81 for Toledo (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$82 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8186
100 = US avg
1BR rent
$1,050$1,150
per month
State tax
3.5%5.8%
income tax
Take-home at $75K
$4,522$4,378
per month

Salary needed in Lincoln to match your Toledo lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in ToledoEquivalent in Lincoln
$40K$42,469
$50K$53,086
$60K$63,704
$75K$79,630
$80K$84,938
$100K$106,173
$120K$127,407
$150K$159,259

Monthly budget at $75K — Toledo vs Lincoln

ExpenseToledoLincoln
Monthly take-home$4,522$4,378
1BR rent$1,050$1,150
Groceries$357$357
Transport$58$48
Utilities$160$152
Internet$58$58
Left after essentials$2,839$2,613

Frequently asked questions

Is Lincoln cheaper than Toledo?

No. Lincoln has a cost of living index of 86 vs 81 for Toledo (100 = US average). That's about 6% more expensive.

How much will I save moving from Toledo to Lincoln?

On a $75K salary, core expenses in Lincoln run about $82/month more than Toledo. Factor this into your salary negotiation when relocating.

What salary do I need in Lincoln to match my Toledo lifestyle?

To maintain the same purchasing power as $75,000 in Toledo, you'd need roughly $79,630/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only