Moving from Lincoln to Toledo (2026)
Toledo has a COL index of 81 vs 86 for Lincoln (100 = US average). You'd pay about 6% less for the same lifestyle.
Save ~$82/mo
on core expenses · $75K salary baseline
Key differences
COL index
8681
100 = US avg
1BR rent
$1,150$1,050
per month
State tax
5.8%3.5%
income tax
Take-home at $75K
$4,378$4,522
per month
Salary needed in Toledo to match your Lincoln lifestyle
Based on the 6% cost of living decrease between the two cities.
| Your salary in Lincoln | Equivalent in Toledo |
|---|---|
| $40K | $37,674 |
| $50K | $47,093 |
| $60K | $56,512 |
| $75K | $70,640 |
| $80K | $75,349 |
| $100K | $94,186 |
| $120K | $113,023 |
| $150K | $141,279 |
Monthly budget at $75K — Lincoln vs Toledo
| Expense | Lincoln | Toledo |
|---|---|---|
| Monthly take-home | $4,378 | $4,522 |
| 1BR rent | $1,150 | $1,050 |
| Groceries | $357 | $357 |
| Transport | $48 | $58 |
| Utilities | $152 | $160 |
| Internet | $58 | $58 |
| Left after essentials | $2,613 | $2,839 |
Frequently asked questions
Is Toledo cheaper than Lincoln?
Yes. Toledo has a cost of living index of 81 vs 86 for Lincoln (100 = US average). That's about 6% cheaper.
How much will I save moving from Lincoln to Toledo?
On a $75K salary, moving from Lincoln to Toledo could save roughly $82/month on core expenses. That's ~$984/year.
What salary do I need in Toledo to match my Lincoln lifestyle?
To maintain the same purchasing power as $75,000 in Lincoln, you'd need roughly $70,640/year in Toledo. This is based on the overall COL index difference between the two cities.
Moving from Toledo to LincolnLincoln vs Toledo — full comparisonLincoln cost of livingToledo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only