Moving from Toledo to Des Moines (2026)

Des Moines has a COL index of 87 vs 81 for Toledo (100 = US average). Expect to pay about 7% more for the same lifestyle.

Pay ~$147 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8187
100 = US avg
1BR rent
$1,050$1,200
per month
State tax
3.5%5.7%
income tax
Take-home at $75K
$4,522$4,384
per month

Salary needed in Des Moines to match your Toledo lifestyle

Based on the 7% cost of living increase between the two cities.

Your salary in ToledoEquivalent in Des Moines
$40K$42,963
$50K$53,704
$60K$64,444
$75K$80,556
$80K$85,926
$100K$107,407
$120K$128,889
$150K$161,111

Monthly budget at $75K — Toledo vs Des Moines

ExpenseToledoDes Moines
Monthly take-home$4,522$4,384
1BR rent$1,050$1,200
Groceries$357$365
Transport$58$50
Utilities$160$155
Internet$58$60
Left after essentials$2,839$2,554

Frequently asked questions

Is Des Moines cheaper than Toledo?

No. Des Moines has a cost of living index of 87 vs 81 for Toledo (100 = US average). That's about 7% more expensive.

How much will I save moving from Toledo to Des Moines?

On a $75K salary, core expenses in Des Moines run about $147/month more than Toledo. Factor this into your salary negotiation when relocating.

What salary do I need in Des Moines to match my Toledo lifestyle?

To maintain the same purchasing power as $75,000 in Toledo, you'd need roughly $80,556/year in Des Moines. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only