Moving from Des Moines to Toledo (2026)
Toledo has a COL index of 81 vs 87 for Des Moines (100 = US average). You'd pay about 7% less for the same lifestyle.
Save ~$147/mo
on core expenses · $75K salary baseline
Key differences
COL index
8781
100 = US avg
1BR rent
$1,200$1,050
per month
State tax
5.7%3.5%
income tax
Take-home at $75K
$4,384$4,522
per month
Salary needed in Toledo to match your Des Moines lifestyle
Based on the 7% cost of living decrease between the two cities.
| Your salary in Des Moines | Equivalent in Toledo |
|---|---|
| $40K | $37,241 |
| $50K | $46,552 |
| $60K | $55,862 |
| $75K | $69,828 |
| $80K | $74,483 |
| $100K | $93,103 |
| $120K | $111,724 |
| $150K | $139,655 |
Monthly budget at $75K — Des Moines vs Toledo
| Expense | Des Moines | Toledo |
|---|---|---|
| Monthly take-home | $4,384 | $4,522 |
| 1BR rent | $1,200 | $1,050 |
| Groceries | $365 | $357 |
| Transport | $50 | $58 |
| Utilities | $155 | $160 |
| Internet | $60 | $58 |
| Left after essentials | $2,554 | $2,839 |
Frequently asked questions
Is Toledo cheaper than Des Moines?
Yes. Toledo has a cost of living index of 81 vs 87 for Des Moines (100 = US average). That's about 7% cheaper.
How much will I save moving from Des Moines to Toledo?
On a $75K salary, moving from Des Moines to Toledo could save roughly $147/month on core expenses. That's ~$1,764/year.
What salary do I need in Toledo to match my Des Moines lifestyle?
To maintain the same purchasing power as $75,000 in Des Moines, you'd need roughly $69,828/year in Toledo. This is based on the overall COL index difference between the two cities.
Moving from Toledo to Des MoinesDes Moines vs Toledo — full comparisonDes Moines cost of livingToledo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only