Moving from St. Paul to Minneapolis (2026)

Minneapolis has a COL index of 106 vs 97 for St. Paul (100 = US average). Expect to pay about 9% more for the same lifestyle.

Pay ~$209 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97106
100 = US avg
1BR rent
$1,500$1,700
per month
State tax
9.9%9.9%
income tax
Take-home at $75K
$4,122$4,122
per month

Salary needed in Minneapolis to match your St. Paul lifestyle

Based on the 9% cost of living increase between the two cities.

Your salary in St. PaulEquivalent in Minneapolis
$40K$43,711
$50K$54,639
$60K$65,567
$75K$81,959
$80K$87,423
$100K$109,278
$120K$131,134
$150K$163,918

Monthly budget at $75K — St. Paul vs Minneapolis

ExpenseSt. PaulMinneapolis
Monthly take-home$4,122$4,122
1BR rent$1,500$1,700
Groceries$384$391
Transport$95$95
Utilities$195$195
Internet$63$65
Left after essentials$1,885$1,676

Frequently asked questions

Is Minneapolis cheaper than St. Paul?

No. Minneapolis has a cost of living index of 106 vs 97 for St. Paul (100 = US average). That's about 9% more expensive.

How much will I save moving from St. Paul to Minneapolis?

On a $75K salary, core expenses in Minneapolis run about $209/month more than St. Paul. Factor this into your salary negotiation when relocating.

What salary do I need in Minneapolis to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $81,959/year in Minneapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only