Moving from Minneapolis to St. Paul (2026)

St. Paul has a COL index of 97 vs 106 for Minneapolis (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$209/mo
on core expenses · $75K salary baseline

Key differences

COL index
10697
100 = US avg
1BR rent
$1,700$1,500
per month
State tax
9.9%9.9%
income tax
Take-home at $75K
$4,122$4,122
per month

Salary needed in St. Paul to match your Minneapolis lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in MinneapolisEquivalent in St. Paul
$40K$36,604
$50K$45,755
$60K$54,906
$75K$68,632
$80K$73,208
$100K$91,509
$120K$109,811
$150K$137,264

Monthly budget at $75K — Minneapolis vs St. Paul

ExpenseMinneapolisSt. Paul
Monthly take-home$4,122$4,122
1BR rent$1,700$1,500
Groceries$391$384
Transport$95$95
Utilities$195$195
Internet$65$63
Left after essentials$1,676$1,885

Frequently asked questions

Is St. Paul cheaper than Minneapolis?

Yes. St. Paul has a cost of living index of 97 vs 106 for Minneapolis (100 = US average). That's about 8% cheaper.

How much will I save moving from Minneapolis to St. Paul?

On a $75K salary, moving from Minneapolis to St. Paul could save roughly $209/month on core expenses. That's ~$2,508/year.

What salary do I need in St. Paul to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $68,632/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only