Moving from St. Paul to Baltimore (2026)
Baltimore has a COL index of 110 vs 97 for St. Paul (100 = US average). Expect to pay about 13% more for the same lifestyle.
Key differences
Salary needed in Baltimore to match your St. Paul lifestyle
Based on the 13% cost of living increase between the two cities.
| Your salary in St. Paul | Equivalent in Baltimore |
|---|---|
| $40K | $45,361 |
| $50K | $56,701 |
| $60K | $68,041 |
| $75K | $85,052 |
| $80K | $90,722 |
| $100K | $113,402 |
| $120K | $136,082 |
| $150K | $170,103 |
Monthly budget at $75K — St. Paul vs Baltimore
| Expense | St. Paul | Baltimore |
|---|---|---|
| Monthly take-home | $4,122 | $4,441 |
| 1BR rent | $1,500 | $1,900 |
| Groceries | $384 | $391 |
| Transport | $95 | $88 |
| Utilities | $195 | $175 |
| Internet | $63 | $65 |
| Left after essentials | $1,885 | $1,822 |
Frequently asked questions
Is Baltimore cheaper than St. Paul?
No. Baltimore has a cost of living index of 110 vs 97 for St. Paul (100 = US average). That's about 13% more expensive.
How much will I save moving from St. Paul to Baltimore?
On a $75K salary, core expenses in Baltimore run about $382/month more than St. Paul. Factor this into your salary negotiation when relocating.
What salary do I need in Baltimore to match my St. Paul lifestyle?
To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $85,052/year in Baltimore. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only