Moving from Baltimore to St. Paul (2026)
St. Paul has a COL index of 97 vs 110 for Baltimore (100 = US average). You'd pay about 12% less for the same lifestyle.
Key differences
Salary needed in St. Paul to match your Baltimore lifestyle
Based on the 12% cost of living decrease between the two cities.
| Your salary in Baltimore | Equivalent in St. Paul |
|---|---|
| $40K | $35,273 |
| $50K | $44,091 |
| $60K | $52,909 |
| $75K | $66,136 |
| $80K | $70,545 |
| $100K | $88,182 |
| $120K | $105,818 |
| $150K | $132,273 |
Monthly budget at $75K — Baltimore vs St. Paul
| Expense | Baltimore | St. Paul |
|---|---|---|
| Monthly take-home | $4,441 | $4,122 |
| 1BR rent | $1,900 | $1,500 |
| Groceries | $391 | $384 |
| Transport | $88 | $95 |
| Utilities | $175 | $195 |
| Internet | $65 | $63 |
| Left after essentials | $1,822 | $1,885 |
Frequently asked questions
Is St. Paul cheaper than Baltimore?
Yes. St. Paul has a cost of living index of 97 vs 110 for Baltimore (100 = US average). That's about 12% cheaper.
How much will I save moving from Baltimore to St. Paul?
On a $75K salary, moving from Baltimore to St. Paul could save roughly $382/month on core expenses. That's ~$4,584/year.
What salary do I need in St. Paul to match my Baltimore lifestyle?
To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $66,136/year in St. Paul. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only