Moving from Springfield to Lincoln (2026)

Lincoln has a COL index of 86 vs 79 for Springfield (100 = US average). Expect to pay about 9% more for the same lifestyle.

Pay ~$207 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7986
100 = US avg
1BR rent
$950$1,150
per month
State tax
4.7%5.8%
income tax
Take-home at $75K
$4,447$4,378
per month

Salary needed in Lincoln to match your Springfield lifestyle

Based on the 9% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Lincoln
$40K$43,544
$50K$54,430
$60K$65,316
$75K$81,646
$80K$87,089
$100K$108,861
$120K$130,633
$150K$163,291

Monthly budget at $75K — Springfield vs Lincoln

ExpenseSpringfieldLincoln
Monthly take-home$4,447$4,378
1BR rent$950$1,150
Groceries$353$357
Transport$42$48
Utilities$155$152
Internet$58$58
Left after essentials$2,889$2,613

Frequently asked questions

Is Lincoln cheaper than Springfield?

No. Lincoln has a cost of living index of 86 vs 79 for Springfield (100 = US average). That's about 9% more expensive.

How much will I save moving from Springfield to Lincoln?

On a $75K salary, core expenses in Lincoln run about $207/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Lincoln to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $81,646/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only