Moving from Lincoln to Springfield (2026)
Springfield has a COL index of 79 vs 86 for Lincoln (100 = US average). You'd pay about 8% less for the same lifestyle.
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Key differences
Salary needed in Springfield to match your Lincoln lifestyle
Based on the 8% cost of living decrease between the two cities.
| Your salary in Lincoln | Equivalent in Springfield |
|---|---|
| $40K | $36,744 |
| $50K | $45,930 |
| $60K | $55,116 |
| $75K | $68,895 |
| $80K | $73,488 |
| $100K | $91,860 |
| $120K | $110,233 |
| $150K | $137,791 |
💵 Household income (before tax)
Monthly budget at $75K — Lincoln vs Springfield
| Expense | Lincoln | Springfield |
|---|---|---|
| Monthly take-home | $4,378 | $4,447 |
| 1BR rent | $1,150 | $950 |
| Groceries | $357 | $353 |
| Transport | $48 | $42 |
| Utilities | $152 | $155 |
| Internet | $58 | $58 |
| Left after essentials | $2,613 | $2,889 |
30-Year Wealth Builder
If you invest your monthly savings of $207 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Lincoln — that's the real price of a city.
Frequently asked questions
Is Springfield cheaper than Lincoln?
Yes. Springfield has a cost of living index of 79 vs 86 for Lincoln (100 = US average). That's about 8% cheaper.
How much will I save moving from Lincoln to Springfield?
On a $75K salary, moving from Lincoln to Springfield saves roughly $269/month on core expenses. That's ~$3,228/year.
What salary do I need in Springfield to match my Lincoln lifestyle?
To maintain the same purchasing power as $75,000 in Lincoln, you'd need roughly $68,895/year in Springfield. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only