Moving from Lincoln to Springfield (2026)

Springfield has a COL index of 79 vs 86 for Lincoln (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$207/mo
on core expenses · $75K salary baseline

Key differences

COL index
8679
100 = US avg
1BR rent
$1,150$950
per month
State tax
5.8%4.7%
income tax
Take-home at $75K
$4,378$4,447
per month

Salary needed in Springfield to match your Lincoln lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in LincolnEquivalent in Springfield
$40K$36,744
$50K$45,930
$60K$55,116
$75K$68,895
$80K$73,488
$100K$91,860
$120K$110,233
$150K$137,791

Monthly budget at $75K — Lincoln vs Springfield

ExpenseLincolnSpringfield
Monthly take-home$4,378$4,447
1BR rent$1,150$950
Groceries$357$353
Transport$48$42
Utilities$152$155
Internet$58$58
Left after essentials$2,613$2,889

Frequently asked questions

Is Springfield cheaper than Lincoln?

Yes. Springfield has a cost of living index of 79 vs 86 for Lincoln (100 = US average). That's about 8% cheaper.

How much will I save moving from Lincoln to Springfield?

On a $75K salary, moving from Lincoln to Springfield could save roughly $207/month on core expenses. That's ~$2,484/year.

What salary do I need in Springfield to match my Lincoln lifestyle?

To maintain the same purchasing power as $75,000 in Lincoln, you'd need roughly $68,895/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only