Moving from San Diego to Minneapolis (2026)

Minneapolis has a COL index of 106 vs 148 for San Diego (100 = US average). You'd pay about 28% less for the same lifestyle.

Save ~$863/mo
on core expenses · $75K salary baseline

Key differences

COL index
148106
100 = US avg
1BR rent
$2,600$1,700
per month
State tax
9.3%9.9%
income tax
Take-home at $75K
$4,159$4,122
per month

Salary needed in Minneapolis to match your San Diego lifestyle

Based on the 28% cost of living decrease between the two cities.

Your salary in San DiegoEquivalent in Minneapolis
$40K$28,649
$50K$35,811
$60K$42,973
$75K$53,716
$80K$57,297
$100K$71,622
$120K$85,946
$150K$107,432

Monthly budget at $75K — San Diego vs Minneapolis

ExpenseSan DiegoMinneapolis
Monthly take-home$4,159$4,122
1BR rent$2,600$1,700
Groceries$414$391
Transport$100$95
Utilities$130$195
Internet$65$65
Left after essentials$850$1,676

Frequently asked questions

Is Minneapolis cheaper than San Diego?

Yes. Minneapolis has a cost of living index of 106 vs 148 for San Diego (100 = US average). That's about 28% cheaper.

How much will I save moving from San Diego to Minneapolis?

On a $75K salary, moving from San Diego to Minneapolis could save roughly $863/month on core expenses. That's ~$10,356/year.

What salary do I need in Minneapolis to match my San Diego lifestyle?

To maintain the same purchasing power as $75,000 in San Diego, you'd need roughly $53,716/year in Minneapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only