Moving from Minneapolis to San Diego (2026)

San Diego has a COL index of 148 vs 106 for Minneapolis (100 = US average). Expect to pay about 40% more for the same lifestyle.

Pay ~$863 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
106148
100 = US avg
1BR rent
$1,700$2,600
per month
State tax
9.9%9.3%
income tax
Take-home at $75K
$4,122$4,159
per month

Salary needed in San Diego to match your Minneapolis lifestyle

Based on the 40% cost of living increase between the two cities.

Your salary in MinneapolisEquivalent in San Diego
$40K$55,849
$50K$69,811
$60K$83,774
$75K$104,717
$80K$111,698
$100K$139,623
$120K$167,547
$150K$209,434

Monthly budget at $75K — Minneapolis vs San Diego

ExpenseMinneapolisSan Diego
Monthly take-home$4,122$4,159
1BR rent$1,700$2,600
Groceries$391$414
Transport$95$100
Utilities$195$130
Internet$65$65
Left after essentials$1,676$850

Frequently asked questions

Is San Diego cheaper than Minneapolis?

No. San Diego has a cost of living index of 148 vs 106 for Minneapolis (100 = US average). That's about 40% more expensive.

How much will I save moving from Minneapolis to San Diego?

On a $75K salary, core expenses in San Diego run about $863/month more than Minneapolis. Factor this into your salary negotiation when relocating.

What salary do I need in San Diego to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $104,717/year in San Diego. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only