Moving from Sacramento to Chicago (2026)
Chicago has a COL index of 107 vs 127 for Sacramento (100 = US average). You'd pay about 16% less for the same lifestyle.
Key differences
Salary needed in Chicago to match your Sacramento lifestyle
Based on the 16% cost of living decrease between the two cities.
| Your salary in Sacramento | Equivalent in Chicago |
|---|---|
| $40K | $33,701 |
| $50K | $42,126 |
| $60K | $50,551 |
| $75K | $63,189 |
| $80K | $67,402 |
| $100K | $84,252 |
| $120K | $101,102 |
| $150K | $126,378 |
Monthly budget at $75K — Sacramento vs Chicago
| Expense | Sacramento | Chicago |
|---|---|---|
| Monthly take-home | $4,159 | $4,434 |
| 1BR rent | $2,000 | $1,900 |
| Groceries | $403 | $388 |
| Transport | $100 | $105 |
| Utilities | $150 | $165 |
| Internet | $65 | $65 |
| Left after essentials | $1,441 | $1,811 |
Frequently asked questions
Is Chicago cheaper than Sacramento?
Yes. Chicago has a cost of living index of 107 vs 127 for Sacramento (100 = US average). That's about 16% cheaper.
How much will I save moving from Sacramento to Chicago?
On a $75K salary, moving from Sacramento to Chicago could save roughly $95/month on core expenses. That's ~$1,140/year.
What salary do I need in Chicago to match my Sacramento lifestyle?
To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $63,189/year in Chicago. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only