Moving from Chicago to Sacramento (2026)
Sacramento has a COL index of 127 vs 107 for Chicago (100 = US average). Expect to pay about 19% more for the same lifestyle.
Key differences
Salary needed in Sacramento to match your Chicago lifestyle
Based on the 19% cost of living increase between the two cities.
| Your salary in Chicago | Equivalent in Sacramento |
|---|---|
| $40K | $47,477 |
| $50K | $59,346 |
| $60K | $71,215 |
| $75K | $89,019 |
| $80K | $94,953 |
| $100K | $118,692 |
| $120K | $142,430 |
| $150K | $178,037 |
Monthly budget at $75K — Chicago vs Sacramento
| Expense | Chicago | Sacramento |
|---|---|---|
| Monthly take-home | $4,434 | $4,159 |
| 1BR rent | $1,900 | $2,000 |
| Groceries | $388 | $403 |
| Transport | $105 | $100 |
| Utilities | $165 | $150 |
| Internet | $65 | $65 |
| Left after essentials | $1,811 | $1,441 |
Frequently asked questions
Is Sacramento cheaper than Chicago?
No. Sacramento has a cost of living index of 127 vs 107 for Chicago (100 = US average). That's about 19% more expensive.
How much will I save moving from Chicago to Sacramento?
On a $75K salary, core expenses in Sacramento run about $95/month more than Chicago. Factor this into your salary negotiation when relocating.
What salary do I need in Sacramento to match my Chicago lifestyle?
To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $89,019/year in Sacramento. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only