Moving from Richmond to Amarillo (2026)

Amarillo has a COL index of 80 vs 98 for Richmond (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$690/mo
on core expenses · $75K salary baseline

Key differences

COL index
9880
100 = US avg
1BR rent
$1,600$950
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month

Salary needed in Amarillo to match your Richmond lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in RichmondEquivalent in Amarillo
$40K$32,653
$50K$40,816
$60K$48,980
$75K$61,224
$80K$65,306
$100K$81,633
$120K$97,959
$150K$122,449

Monthly budget at $75K — Richmond vs Amarillo

ExpenseRichmondAmarillo
Monthly take-home$4,378$4,741
1BR rent$1,600$950
Groceries$369$346
Transport$70$38
Utilities$155$170
Internet$60$60
Left after essentials$2,124$3,177

Frequently asked questions

Is Amarillo cheaper than Richmond?

Yes. Amarillo has a cost of living index of 80 vs 98 for Richmond (100 = US average). That's about 18% cheaper.

How much will I save moving from Richmond to Amarillo?

On a $75K salary, moving from Richmond to Amarillo could save roughly $690/month on core expenses. That's ~$8,280/year.

What salary do I need in Amarillo to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $61,224/year in Amarillo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only