Moving from Amarillo to Richmond (2026)

Richmond has a COL index of 98 vs 80 for Amarillo (100 = US average). Expect to pay about 23% more for the same lifestyle.

Pay ~$690 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8098
100 = US avg
1BR rent
$950$1,600
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Richmond to match your Amarillo lifestyle

Based on the 23% cost of living increase between the two cities.

Your salary in AmarilloEquivalent in Richmond
$40K$49,000
$50K$61,250
$60K$73,500
$75K$91,875
$80K$98,000
$100K$122,500
$120K$147,000
$150K$183,750

Monthly budget at $75K — Amarillo vs Richmond

ExpenseAmarilloRichmond
Monthly take-home$4,741$4,378
1BR rent$950$1,600
Groceries$346$369
Transport$38$70
Utilities$170$155
Internet$60$60
Left after essentials$3,177$2,124

Frequently asked questions

Is Richmond cheaper than Amarillo?

No. Richmond has a cost of living index of 98 vs 80 for Amarillo (100 = US average). That's about 23% more expensive.

How much will I save moving from Amarillo to Richmond?

On a $75K salary, core expenses in Richmond run about $690/month more than Amarillo. Factor this into your salary negotiation when relocating.

What salary do I need in Richmond to match my Amarillo lifestyle?

To maintain the same purchasing power as $75,000 in Amarillo, you'd need roughly $91,875/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only