Moving from Phoenix to Nashville (2026)

Nashville has a COL index of 112 vs 100 for Phoenix (100 = US average). Expect to pay about 12% more for the same lifestyle.

Pay ~$262 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
100112
100 = US avg
1BR rent
$1,500$1,800
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month

Salary needed in Nashville to match your Phoenix lifestyle

Based on the 12% cost of living increase between the two cities.

Your salary in PhoenixEquivalent in Nashville
$40K$44,800
$50K$56,000
$60K$67,200
$75K$84,000
$80K$89,600
$100K$112,000
$120K$134,400
$150K$168,000

Monthly budget at $75K — Phoenix vs Nashville

ExpensePhoenixNashville
Monthly take-home$4,584$4,741
1BR rent$1,500$1,800
Groceries$369$365
Transport$64$70
Utilities$210$170
Internet$60$60
Left after essentials$2,381$2,276

Frequently asked questions

Is Nashville cheaper than Phoenix?

No. Nashville has a cost of living index of 112 vs 100 for Phoenix (100 = US average). That's about 12% more expensive.

How much will I save moving from Phoenix to Nashville?

On a $75K salary, core expenses in Nashville run about $262/month more than Phoenix. Factor this into your salary negotiation when relocating.

What salary do I need in Nashville to match my Phoenix lifestyle?

To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $84,000/year in Nashville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only