Moving from Nashville to Phoenix (2026)

Phoenix has a COL index of 100 vs 112 for Nashville (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$262/mo
on core expenses · $75K salary baseline

Key differences

COL index
112100
100 = US avg
1BR rent
$1,800$1,500
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Phoenix to match your Nashville lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in NashvilleEquivalent in Phoenix
$40K$35,714
$50K$44,643
$60K$53,571
$75K$66,964
$80K$71,429
$100K$89,286
$120K$107,143
$150K$133,929

Monthly budget at $75K — Nashville vs Phoenix

ExpenseNashvillePhoenix
Monthly take-home$4,741$4,584
1BR rent$1,800$1,500
Groceries$365$369
Transport$70$64
Utilities$170$210
Internet$60$60
Left after essentials$2,276$2,381

Frequently asked questions

Is Phoenix cheaper than Nashville?

Yes. Phoenix has a cost of living index of 100 vs 112 for Nashville (100 = US average). That's about 11% cheaper.

How much will I save moving from Nashville to Phoenix?

On a $75K salary, moving from Nashville to Phoenix could save roughly $262/month on core expenses. That's ~$3,144/year.

What salary do I need in Phoenix to match my Nashville lifestyle?

To maintain the same purchasing power as $75,000 in Nashville, you'd need roughly $66,964/year in Phoenix. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only