Moving from Phoenix to Denver (2026)
Denver has a COL index of 122 vs 100 for Phoenix (100 = US average). Expect to pay about 22% more for the same lifestyle.
Key differences
Salary needed in Denver to match your Phoenix lifestyle
Based on the 22% cost of living increase between the two cities.
| Your salary in Phoenix | Equivalent in Denver |
|---|---|
| $40K | $48,800 |
| $50K | $61,000 |
| $60K | $73,200 |
| $75K | $91,500 |
| $80K | $97,600 |
| $100K | $122,000 |
| $120K | $146,400 |
| $150K | $183,000 |
Monthly budget at $75K — Phoenix vs Denver
| Expense | Phoenix | Denver |
|---|---|---|
| Monthly take-home | $4,584 | $4,466 |
| 1BR rent | $1,500 | $2,000 |
| Groceries | $369 | $388 |
| Transport | $64 | $114 |
| Utilities | $210 | $140 |
| Internet | $60 | $65 |
| Left after essentials | $2,381 | $1,759 |
Frequently asked questions
Is Denver cheaper than Phoenix?
No. Denver has a cost of living index of 122 vs 100 for Phoenix (100 = US average). That's about 22% more expensive.
How much will I save moving from Phoenix to Denver?
On a $75K salary, core expenses in Denver run about $504/month more than Phoenix. Factor this into your salary negotiation when relocating.
What salary do I need in Denver to match my Phoenix lifestyle?
To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $91,500/year in Denver. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only