Moving from Denver to Phoenix (2026)
Phoenix has a COL index of 100 vs 122 for Denver (100 = US average). You'd pay about 18% less for the same lifestyle.
Save ~$504/mo
on core expenses · $75K salary baseline
Key differences
COL index
122100
100 = US avg
1BR rent
$2,000$1,500
per month
State tax
4.4%2.5%
income tax
Take-home at $75K
$4,466$4,584
per month
Salary needed in Phoenix to match your Denver lifestyle
Based on the 18% cost of living decrease between the two cities.
| Your salary in Denver | Equivalent in Phoenix |
|---|---|
| $40K | $32,787 |
| $50K | $40,984 |
| $60K | $49,180 |
| $75K | $61,475 |
| $80K | $65,574 |
| $100K | $81,967 |
| $120K | $98,361 |
| $150K | $122,951 |
Monthly budget at $75K — Denver vs Phoenix
| Expense | Denver | Phoenix |
|---|---|---|
| Monthly take-home | $4,466 | $4,584 |
| 1BR rent | $2,000 | $1,500 |
| Groceries | $388 | $369 |
| Transport | $114 | $64 |
| Utilities | $140 | $210 |
| Internet | $65 | $60 |
| Left after essentials | $1,759 | $2,381 |
Frequently asked questions
Is Phoenix cheaper than Denver?
Yes. Phoenix has a cost of living index of 100 vs 122 for Denver (100 = US average). That's about 18% cheaper.
How much will I save moving from Denver to Phoenix?
On a $75K salary, moving from Denver to Phoenix could save roughly $504/month on core expenses. That's ~$6,048/year.
What salary do I need in Phoenix to match my Denver lifestyle?
To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $61,475/year in Phoenix. This is based on the overall COL index difference between the two cities.
Moving from Phoenix to DenverDenver vs Phoenix — full comparisonDenver cost of livingPhoenix cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only