Moving from Montgomery to Las Cruces (2026)

Las Cruces has a COL index of 82 vs 81 for Montgomery (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$56 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
81 โ†’ 82
100 = US avg
1BR rent
$1,050 โ†’ $1,000
per month
State tax
5% โ†’ 4.9%
income tax
COL difference
81 โ†’ 82
1% more expensive

Salary needed in Las Cruces to match your Montgomery lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Las Cruces
$40K$40,494
$50K$50,617
$60K$60,741
$75K$75,926
$80K$80,988
$100K$101,235
$120K$121,481
$150K$151,852

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$69/moon core expenses at $75K

Monthly budget at $75K โ€” Montgomery vs Las Cruces

ExpenseMontgomeryLas Cruces
Monthly take-home$4,428$4,434
1BR rent$1,050$1,000
Groceries$353$350
Transport$38$38
Utilities$170$152
Internet$58$60
Left after essentials$2,759$2,834

Frequently asked questions

Is Las Cruces cheaper than Montgomery?

No. Las Cruces has a cost of living index of 82 vs 81 for Montgomery (100 = US average). That's about 1% more expensive.

How much will I save moving from Montgomery to Las Cruces?

On a $75K salary, moving from Montgomery to Las Cruces saves roughly $56/month on core expenses. That's ~$672/year.

What salary do I need in Las Cruces to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $75,926/year in Las Cruces. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only