Moving from Las Cruces to Montgomery (2026)

Montgomery has a COL index of 81 vs 82 for Las Cruces (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$69/mo
on core expenses · $75K salary baseline

Key differences

COL index
8281
100 = US avg
1BR rent
$1,000$1,050
per month
State tax
4.9%5%
income tax
Take-home at $75K
$4,434$4,428
per month

Salary needed in Montgomery to match your Las Cruces lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in Las CrucesEquivalent in Montgomery
$40K$39,512
$50K$49,390
$60K$59,268
$75K$74,085
$80K$79,024
$100K$98,780
$120K$118,537
$150K$148,171

Monthly budget at $75K — Las Cruces vs Montgomery

ExpenseLas CrucesMontgomery
Monthly take-home$4,434$4,428
1BR rent$1,000$1,050
Groceries$350$353
Transport$38$38
Utilities$152$170
Internet$60$58
Left after essentials$2,834$2,759

Frequently asked questions

Is Montgomery cheaper than Las Cruces?

Yes. Montgomery has a cost of living index of 81 vs 82 for Las Cruces (100 = US average). That's about 1% cheaper.

How much will I save moving from Las Cruces to Montgomery?

On a $75K salary, core expenses in Montgomery run about $69/month more than Las Cruces. Factor this into your salary negotiation when relocating.

What salary do I need in Montgomery to match my Las Cruces lifestyle?

To maintain the same purchasing power as $75,000 in Las Cruces, you'd need roughly $74,085/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only