Moving from Montgomery to Jacksonville (2026)

Jacksonville has a COL index of 93 vs 81 for Montgomery (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$648 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8193
100 = US avg
1BR rent
$1,050$1,650
per month
State tax
5%None
income tax
Take-home at $75K
$4,428$4,741
per month

Salary needed in Jacksonville to match your Montgomery lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Jacksonville
$40K$45,926
$50K$57,407
$60K$68,889
$75K$86,111
$80K$91,852
$100K$114,815
$120K$137,778
$150K$172,222

Monthly budget at $75K — Montgomery vs Jacksonville

ExpenseMontgomeryJacksonville
Monthly take-home$4,428$4,741
1BR rent$1,050$1,650
Groceries$353$365
Transport$38$50
Utilities$170$190
Internet$58$62
Left after essentials$2,759$2,424

Frequently asked questions

Is Jacksonville cheaper than Montgomery?

No. Jacksonville has a cost of living index of 93 vs 81 for Montgomery (100 = US average). That's about 15% more expensive.

How much will I save moving from Montgomery to Jacksonville?

On a $75K salary, core expenses in Jacksonville run about $648/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Jacksonville to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $86,111/year in Jacksonville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only