Moving from Jacksonville to Montgomery (2026)

Montgomery has a COL index of 81 vs 93 for Jacksonville (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$648/mo
on core expenses · $75K salary baseline

Key differences

COL index
9381
100 = US avg
1BR rent
$1,650$1,050
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Montgomery to match your Jacksonville lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in JacksonvilleEquivalent in Montgomery
$40K$34,839
$50K$43,548
$60K$52,258
$75K$65,323
$80K$69,677
$100K$87,097
$120K$104,516
$150K$130,645

Monthly budget at $75K — Jacksonville vs Montgomery

ExpenseJacksonvilleMontgomery
Monthly take-home$4,741$4,428
1BR rent$1,650$1,050
Groceries$365$353
Transport$50$38
Utilities$190$170
Internet$62$58
Left after essentials$2,424$2,759

Frequently asked questions

Is Montgomery cheaper than Jacksonville?

Yes. Montgomery has a cost of living index of 81 vs 93 for Jacksonville (100 = US average). That's about 13% cheaper.

How much will I save moving from Jacksonville to Montgomery?

On a $75K salary, moving from Jacksonville to Montgomery could save roughly $648/month on core expenses. That's ~$7,776/year.

What salary do I need in Montgomery to match my Jacksonville lifestyle?

To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $65,323/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only