Moving from Montgomery to Dayton (2026)

Dayton has a COL index of 83 vs 81 for Montgomery (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$72 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8183
100 = US avg
1BR rent
$1,050$1,100
per month
State tax
5%3.5%
income tax
Take-home at $75K
$4,428$4,522
per month

Salary needed in Dayton to match your Montgomery lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Dayton
$40K$40,988
$50K$51,235
$60K$61,481
$75K$76,852
$80K$81,975
$100K$102,469
$120K$122,963
$150K$153,704

Monthly budget at $75K — Montgomery vs Dayton

ExpenseMontgomeryDayton
Monthly take-home$4,428$4,522
1BR rent$1,050$1,100
Groceries$353$361
Transport$38$60
Utilities$170$162
Internet$58$58
Left after essentials$2,759$2,781

Frequently asked questions

Is Dayton cheaper than Montgomery?

No. Dayton has a cost of living index of 83 vs 81 for Montgomery (100 = US average). That's about 2% more expensive.

How much will I save moving from Montgomery to Dayton?

On a $75K salary, core expenses in Dayton run about $72/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Dayton to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $76,852/year in Dayton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only