Moving from Dayton to Montgomery (2026)

Montgomery has a COL index of 81 vs 83 for Dayton (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$72/mo
on core expenses · $75K salary baseline

Key differences

COL index
8381
100 = US avg
1BR rent
$1,100$1,050
per month
State tax
3.5%5%
income tax
Take-home at $75K
$4,522$4,428
per month

Salary needed in Montgomery to match your Dayton lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in DaytonEquivalent in Montgomery
$40K$39,036
$50K$48,795
$60K$58,554
$75K$73,193
$80K$78,072
$100K$97,590
$120K$117,108
$150K$146,386

Monthly budget at $75K — Dayton vs Montgomery

ExpenseDaytonMontgomery
Monthly take-home$4,522$4,428
1BR rent$1,100$1,050
Groceries$361$353
Transport$60$38
Utilities$162$170
Internet$58$58
Left after essentials$2,781$2,759

Frequently asked questions

Is Montgomery cheaper than Dayton?

Yes. Montgomery has a cost of living index of 81 vs 83 for Dayton (100 = US average). That's about 2% cheaper.

How much will I save moving from Dayton to Montgomery?

On a $75K salary, moving from Dayton to Montgomery could save roughly $72/month on core expenses. That's ~$864/year.

What salary do I need in Montgomery to match my Dayton lifestyle?

To maintain the same purchasing power as $75,000 in Dayton, you'd need roughly $73,193/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only