Moving from Montgomery to Charleston (2026)

Charleston has a COL index of 97 vs 81 for Montgomery (100 = US average). Expect to pay about 20% more for the same lifestyle.

Pay ~$887 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8197
100 = US avg
1BR rent
$1,050$1,900
per month
State tax
5%6.2%
income tax
Take-home at $75K
$4,428$4,353
per month

Salary needed in Charleston to match your Montgomery lifestyle

Based on the 20% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Charleston
$40K$47,901
$50K$59,877
$60K$71,852
$75K$89,815
$80K$95,802
$100K$119,753
$120K$143,704
$150K$179,630

Monthly budget at $75K — Montgomery vs Charleston

ExpenseMontgomeryCharleston
Monthly take-home$4,428$4,353
1BR rent$1,050$1,900
Groceries$353$376
Transport$38$55
Utilities$170$162
Internet$58$63
Left after essentials$2,759$1,797

Frequently asked questions

Is Charleston cheaper than Montgomery?

No. Charleston has a cost of living index of 97 vs 81 for Montgomery (100 = US average). That's about 20% more expensive.

How much will I save moving from Montgomery to Charleston?

On a $75K salary, core expenses in Charleston run about $887/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Charleston to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $89,815/year in Charleston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only