Moving from Charleston to Montgomery (2026)

Montgomery has a COL index of 81 vs 97 for Charleston (100 = US average). You'd pay about 16% less for the same lifestyle.

Save ~$887/mo
on core expenses · $75K salary baseline

Key differences

COL index
9781
100 = US avg
1BR rent
$1,900$1,050
per month
State tax
6.2%5%
income tax
Take-home at $75K
$4,353$4,428
per month

Salary needed in Montgomery to match your Charleston lifestyle

Based on the 16% cost of living decrease between the two cities.

Your salary in CharlestonEquivalent in Montgomery
$40K$33,402
$50K$41,753
$60K$50,103
$75K$62,629
$80K$66,804
$100K$83,505
$120K$100,206
$150K$125,258

Monthly budget at $75K — Charleston vs Montgomery

ExpenseCharlestonMontgomery
Monthly take-home$4,353$4,428
1BR rent$1,900$1,050
Groceries$376$353
Transport$55$38
Utilities$162$170
Internet$63$58
Left after essentials$1,797$2,759

Frequently asked questions

Is Montgomery cheaper than Charleston?

Yes. Montgomery has a cost of living index of 81 vs 97 for Charleston (100 = US average). That's about 16% cheaper.

How much will I save moving from Charleston to Montgomery?

On a $75K salary, moving from Charleston to Montgomery could save roughly $887/month on core expenses. That's ~$10,644/year.

What salary do I need in Montgomery to match my Charleston lifestyle?

To maintain the same purchasing power as $75,000 in Charleston, you'd need roughly $62,629/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only