Moving from Memphis to Birmingham (2026)
Birmingham has a COL index of 84 vs 83 for Memphis (100 = US average). Expect to pay about 1% more for the same lifestyle.
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Key differences
Salary needed in Birmingham to match your Memphis lifestyle
Based on the 1% cost of living increase between the two cities.
| Your salary in Memphis | Equivalent in Birmingham |
|---|---|
| $40K | $40,482 |
| $50K | $50,602 |
| $60K | $60,723 |
| $75K | $75,904 |
| $80K | $80,964 |
| $100K | $101,205 |
| $120K | $121,446 |
| $150K | $151,807 |
💵 Household income (before tax)
Monthly budget at $75K — Memphis vs Birmingham
| Expense | Memphis | Birmingham |
|---|---|---|
| Monthly take-home | $4,741 | $4,428 |
| 1BR rent | $1,100 | $1,200 |
| Groceries | $357 | $357 |
| Transport | $55 | $40 |
| Utilities | $170 | $175 |
| Internet | $55 | $58 |
| Left after essentials | $3,004 | $2,598 |
Frequently asked questions
Is Birmingham cheaper than Memphis?
No. Birmingham has a cost of living index of 84 vs 83 for Memphis (100 = US average). That's about 1% more expensive.
How much will I save moving from Memphis to Birmingham?
On a $75K salary, core expenses in Birmingham run about $412/month more than Memphis. Factor this into your salary negotiation when relocating.
What salary do I need in Birmingham to match my Memphis lifestyle?
To maintain the same purchasing power as $75,000 in Memphis, you'd need roughly $75,904/year in Birmingham. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only