Moving from Birmingham to Memphis (2026)
Memphis has a COL index of 83 vs 84 for Birmingham (100 = US average). You'd pay about 1% less for the same lifestyle.
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Key differences
Salary needed in Memphis to match your Birmingham lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Birmingham | Equivalent in Memphis |
|---|---|
| $40K | $39,524 |
| $50K | $49,405 |
| $60K | $59,286 |
| $75K | $74,107 |
| $80K | $79,048 |
| $100K | $98,810 |
| $120K | $118,571 |
| $150K | $148,214 |
💵 Household income (before tax)
Monthly budget at $75K — Birmingham vs Memphis
| Expense | Birmingham | Memphis |
|---|---|---|
| Monthly take-home | $4,428 | $4,741 |
| 1BR rent | $1,200 | $1,100 |
| Groceries | $357 | $357 |
| Transport | $40 | $55 |
| Utilities | $175 | $170 |
| Internet | $58 | $55 |
| Left after essentials | $2,598 | $3,004 |
Frequently asked questions
Is Memphis cheaper than Birmingham?
Yes. Memphis has a cost of living index of 83 vs 84 for Birmingham (100 = US average). That's about 1% cheaper.
How much will I save moving from Birmingham to Memphis?
On a $75K salary, moving from Birmingham to Memphis saves roughly $413/month on core expenses. That's ~$4,956/year.
What salary do I need in Memphis to match my Birmingham lifestyle?
To maintain the same purchasing power as $75,000 in Birmingham, you'd need roughly $74,107/year in Memphis. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only