Moving from Madison to Denver (2026)

Denver has a COL index of 122 vs 97 for Madison (100 = US average). Expect to pay about 26% more for the same lifestyle.

Pay ~$144 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
97 โ†’ 122
100 = US avg
1BR rent
$1,650 โ†’ $2,000
per month
State tax
7.7% โ†’ 4.4%
income tax
COL difference
97 โ†’ 122
26% more expensive

Salary needed in Denver to match your Madison lifestyle

Based on the 26% cost of living increase between the two cities.

Your salary in MadisonEquivalent in Denver
$40K$50,309
$50K$62,887
$60K$75,464
$75K$94,330
$80K$100,619
$100K$125,773
$120K$150,928
$150K$188,660

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$386/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Madison vs Denver

ExpenseMadisonDenver
Monthly take-home$4,259$4,466
1BR rent$1,650$2,000
Groceries$384$388
Transport$62$114
Utilities$162$140
Internet$63$65
Left after essentials$1,938$1,759

Frequently asked questions

Is Denver cheaper than Madison?

No. Denver has a cost of living index of 122 vs 97 for Madison (100 = US average). That's about 26% more expensive.

How much will I save moving from Madison to Denver?

On a $75K salary, core expenses in Denver run about $144/month more than Madison. Factor this into your salary negotiation when relocating.

What salary do I need in Denver to match my Madison lifestyle?

To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $94,330/year in Denver. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only