Moving from Denver to Madison (2026)

Madison has a COL index of 97 vs 122 for Denver (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$386/mo
on core expenses · $75K salary baseline

Key differences

COL index
12297
100 = US avg
1BR rent
$2,000$1,650
per month
State tax
4.4%7.7%
income tax
Take-home at $75K
$4,466$4,259
per month

Salary needed in Madison to match your Denver lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in DenverEquivalent in Madison
$40K$31,803
$50K$39,754
$60K$47,705
$75K$59,631
$80K$63,607
$100K$79,508
$120K$95,410
$150K$119,262

Monthly budget at $75K — Denver vs Madison

ExpenseDenverMadison
Monthly take-home$4,466$4,259
1BR rent$2,000$1,650
Groceries$388$384
Transport$114$62
Utilities$140$162
Internet$65$63
Left after essentials$1,759$1,938

Frequently asked questions

Is Madison cheaper than Denver?

Yes. Madison has a cost of living index of 97 vs 122 for Denver (100 = US average). That's about 20% cheaper.

How much will I save moving from Denver to Madison?

On a $75K salary, moving from Denver to Madison could save roughly $386/month on core expenses. That's ~$4,632/year.

What salary do I need in Madison to match my Denver lifestyle?

To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $59,631/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only