Moving from Indianapolis to Dayton (2026)

Dayton has a COL index of 83 vs 89 for Indianapolis (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$86/mo
on core expenses · $75K salary baseline

Key differences

COL index
8983
100 = US avg
1BR rent
$1,200$1,100
per month
State tax
3.2%3.5%
income tax
Take-home at $75K
$4,541$4,522
per month

Salary needed in Dayton to match your Indianapolis lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in IndianapolisEquivalent in Dayton
$40K$37,303
$50K$46,629
$60K$55,955
$75K$69,944
$80K$74,607
$100K$93,258
$120K$111,910
$150K$139,888

Monthly budget at $75K — Indianapolis vs Dayton

ExpenseIndianapolisDayton
Monthly take-home$4,541$4,522
1BR rent$1,200$1,100
Groceries$357$361
Transport$60$60
Utilities$155$162
Internet$55$58
Left after essentials$2,714$2,781

Frequently asked questions

Is Dayton cheaper than Indianapolis?

Yes. Dayton has a cost of living index of 83 vs 89 for Indianapolis (100 = US average). That's about 7% cheaper.

How much will I save moving from Indianapolis to Dayton?

On a $75K salary, moving from Indianapolis to Dayton could save roughly $86/month on core expenses. That's ~$1,032/year.

What salary do I need in Dayton to match my Indianapolis lifestyle?

To maintain the same purchasing power as $75,000 in Indianapolis, you'd need roughly $69,944/year in Dayton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only