Moving from Dayton to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 83 for Dayton (100 = US average). Expect to pay about 7% more for the same lifestyle.

Pay ~$86 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8389
100 = US avg
1BR rent
$1,100$1,200
per month
State tax
3.5%3.2%
income tax
Take-home at $75K
$4,522$4,541
per month

Salary needed in Indianapolis to match your Dayton lifestyle

Based on the 7% cost of living increase between the two cities.

Your salary in DaytonEquivalent in Indianapolis
$40K$42,892
$50K$53,614
$60K$64,337
$75K$80,422
$80K$85,783
$100K$107,229
$120K$128,675
$150K$160,843

Monthly budget at $75K — Dayton vs Indianapolis

ExpenseDaytonIndianapolis
Monthly take-home$4,522$4,541
1BR rent$1,100$1,200
Groceries$361$357
Transport$60$60
Utilities$162$155
Internet$58$55
Left after essentials$2,781$2,714

Frequently asked questions

Is Indianapolis cheaper than Dayton?

No. Indianapolis has a cost of living index of 89 vs 83 for Dayton (100 = US average). That's about 7% more expensive.

How much will I save moving from Dayton to Indianapolis?

On a $75K salary, core expenses in Indianapolis run about $86/month more than Dayton. Factor this into your salary negotiation when relocating.

What salary do I need in Indianapolis to match my Dayton lifestyle?

To maintain the same purchasing power as $75,000 in Dayton, you'd need roughly $80,422/year in Indianapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only