Moving from Houston to Concord (2026)

Concord has a COL index of 92 vs 95 for Houston (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$82/mo
on core expenses · $75K salary baseline

Key differences

COL index
9592
100 = US avg
1BR rent
$1,350$1,500
per month
State tax
None4.5%
income tax
Take-home at $75K
$4,741$4,459
per month

Salary needed in Concord to match your Houston lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in Concord
$40K$38,737
$50K$48,421
$60K$58,105
$75K$72,632
$80K$77,474
$100K$96,842
$120K$116,211
$150K$145,263

Monthly budget at $75K — Houston vs Concord

ExpenseHoustonConcord
Monthly take-home$4,741$4,459
1BR rent$1,350$1,500
Groceries$357$365
Transport$90$42
Utilities$175$152
Internet$65$60
Left after essentials$2,704$2,340

Frequently asked questions

Is Concord cheaper than Houston?

Yes. Concord has a cost of living index of 92 vs 95 for Houston (100 = US average). That's about 3% cheaper.

How much will I save moving from Houston to Concord?

On a $75K salary, core expenses in Concord run about $82/month more than Houston. Factor this into your salary negotiation when relocating.

What salary do I need in Concord to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $72,632/year in Concord. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only