Moving from Concord to Houston (2026)

Houston has a COL index of 95 vs 92 for Concord (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$82 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9295
100 = US avg
1BR rent
$1,500$1,350
per month
State tax
4.5%None
income tax
Take-home at $75K
$4,459$4,741
per month

Salary needed in Houston to match your Concord lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in ConcordEquivalent in Houston
$40K$41,304
$50K$51,630
$60K$61,957
$75K$77,446
$80K$82,609
$100K$103,261
$120K$123,913
$150K$154,891

Monthly budget at $75K — Concord vs Houston

ExpenseConcordHouston
Monthly take-home$4,459$4,741
1BR rent$1,500$1,350
Groceries$365$357
Transport$42$90
Utilities$152$175
Internet$60$65
Left after essentials$2,340$2,704

Frequently asked questions

Is Houston cheaper than Concord?

No. Houston has a cost of living index of 95 vs 92 for Concord (100 = US average). That's about 3% more expensive.

How much will I save moving from Concord to Houston?

On a $75K salary, moving from Concord to Houston could save roughly $82/month on core expenses. That's ~$984/year.

What salary do I need in Houston to match my Concord lifestyle?

To maintain the same purchasing power as $75,000 in Concord, you'd need roughly $77,446/year in Houston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only