Moving from Dayton to Cincinnati (2026)

Cincinnati has a COL index of 87 vs 83 for Dayton (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$218 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8387
100 = US avg
1BR rent
$1,100$1,300
per month
State tax
3.5%3.5%
income tax
Take-home at $75K
$4,522$4,522
per month

Salary needed in Cincinnati to match your Dayton lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in DaytonEquivalent in Cincinnati
$40K$41,928
$50K$52,410
$60K$62,892
$75K$78,614
$80K$83,855
$100K$104,819
$120K$125,783
$150K$157,229

Monthly budget at $75K — Dayton vs Cincinnati

ExpenseDaytonCincinnati
Monthly take-home$4,522$4,522
1BR rent$1,100$1,300
Groceries$361$369
Transport$60$65
Utilities$162$165
Internet$58$60
Left after essentials$2,781$2,563

Frequently asked questions

Is Cincinnati cheaper than Dayton?

No. Cincinnati has a cost of living index of 87 vs 83 for Dayton (100 = US average). That's about 5% more expensive.

How much will I save moving from Dayton to Cincinnati?

On a $75K salary, core expenses in Cincinnati run about $218/month more than Dayton. Factor this into your salary negotiation when relocating.

What salary do I need in Cincinnati to match my Dayton lifestyle?

To maintain the same purchasing power as $75,000 in Dayton, you'd need roughly $78,614/year in Cincinnati. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only