Moving from Cincinnati to Dayton (2026)
Dayton has a COL index of 83 vs 87 for Cincinnati (100 = US average). You'd pay about 5% less for the same lifestyle.
Save ~$218/mo
on core expenses · $75K salary baseline
Key differences
COL index
8783
100 = US avg
1BR rent
$1,300$1,100
per month
State tax
3.5%3.5%
income tax
Take-home at $75K
$4,522$4,522
per month
Salary needed in Dayton to match your Cincinnati lifestyle
Based on the 5% cost of living decrease between the two cities.
| Your salary in Cincinnati | Equivalent in Dayton |
|---|---|
| $40K | $38,161 |
| $50K | $47,701 |
| $60K | $57,241 |
| $75K | $71,552 |
| $80K | $76,322 |
| $100K | $95,402 |
| $120K | $114,483 |
| $150K | $143,103 |
Monthly budget at $75K — Cincinnati vs Dayton
| Expense | Cincinnati | Dayton |
|---|---|---|
| Monthly take-home | $4,522 | $4,522 |
| 1BR rent | $1,300 | $1,100 |
| Groceries | $369 | $361 |
| Transport | $65 | $60 |
| Utilities | $165 | $162 |
| Internet | $60 | $58 |
| Left after essentials | $2,563 | $2,781 |
Frequently asked questions
Is Dayton cheaper than Cincinnati?
Yes. Dayton has a cost of living index of 83 vs 87 for Cincinnati (100 = US average). That's about 5% cheaper.
How much will I save moving from Cincinnati to Dayton?
On a $75K salary, moving from Cincinnati to Dayton could save roughly $218/month on core expenses. That's ~$2,616/year.
What salary do I need in Dayton to match my Cincinnati lifestyle?
To maintain the same purchasing power as $75,000 in Cincinnati, you'd need roughly $71,552/year in Dayton. This is based on the overall COL index difference between the two cities.
Moving from Dayton to CincinnatiCincinnati vs Dayton — full comparisonCincinnati cost of livingDayton cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only