Moving from Concord to Albany (2026)
Albany has a COL index of 92 vs 92 for Concord (100 = US average). Expect to pay about 0% more for the same lifestyle.
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Key differences
Salary needed in Albany to match your Concord lifestyle
Based on the 0% cost of living increase between the two cities.
| Your salary in Concord | Equivalent in Albany |
|---|---|
| $40K | $40,000 |
| $50K | $50,000 |
| $60K | $60,000 |
| $75K | $75,000 |
| $80K | $80,000 |
| $100K | $100,000 |
| $120K | $120,000 |
| $150K | $150,000 |
💵 Household income (before tax)
Monthly budget at $75K — Concord vs Albany
| Expense | Concord | Albany |
|---|---|---|
| Monthly take-home | $4,459 | $4,309 |
| 1BR rent | $1,500 | $1,400 |
| Groceries | $365 | $380 |
| Transport | $42 | $68 |
| Utilities | $152 | $185 |
| Internet | $60 | $65 |
| Left after essentials | $2,340 | $2,211 |
Frequently asked questions
Is Albany cheaper than Concord?
No. Albany has a cost of living index of 92 vs 92 for Concord (100 = US average). That's about 0% more expensive.
How much will I save moving from Concord to Albany?
On a $75K salary, core expenses in Albany run about $50/month more than Concord. Factor this into your salary negotiation when relocating.
What salary do I need in Albany to match my Concord lifestyle?
To maintain the same purchasing power as $75,000 in Concord, you'd need roughly $75,000/year in Albany. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only