Moving from Concord to Albany (2026)
Albany has a COL index of 92 vs 92 for Concord (100 = US average). Expect to pay about 0% more for the same lifestyle.
Pay ~$21 more/mo
on core expenses · $75K salary baseline
Key differences
COL index
9292
100 = US avg
1BR rent
$1,500$1,400
per month
State tax
4.5%6.9%
income tax
Take-home at $75K
$4,459$4,309
per month
Salary needed in Albany to match your Concord lifestyle
Based on the 0% cost of living increase between the two cities.
| Your salary in Concord | Equivalent in Albany |
|---|---|
| $40K | $40,000 |
| $50K | $50,000 |
| $60K | $60,000 |
| $75K | $75,000 |
| $80K | $80,000 |
| $100K | $100,000 |
| $120K | $120,000 |
| $150K | $150,000 |
Monthly budget at $75K — Concord vs Albany
| Expense | Concord | Albany |
|---|---|---|
| Monthly take-home | $4,459 | $4,309 |
| 1BR rent | $1,500 | $1,400 |
| Groceries | $365 | $380 |
| Transport | $42 | $68 |
| Utilities | $152 | $185 |
| Internet | $60 | $65 |
| Left after essentials | $2,340 | $2,211 |
Frequently asked questions
Is Albany cheaper than Concord?
No. Albany has a cost of living index of 92 vs 92 for Concord (100 = US average). That's about 0% more expensive.
How much will I save moving from Concord to Albany?
On a $75K salary, moving from Concord to Albany could save roughly $21/month on core expenses. That's ~$252/year.
What salary do I need in Albany to match my Concord lifestyle?
To maintain the same purchasing power as $75,000 in Concord, you'd need roughly $75,000/year in Albany. This is based on the overall COL index difference between the two cities.
Moving from Albany to ConcordConcord vs Albany — full comparisonConcord cost of livingAlbany cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only