Moving from Albany to Concord (2026)
Concord has a COL index of 92 vs 92 for Albany (100 = US average). Expect to pay about 0% more for the same lifestyle.
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Key differences
Salary needed in Concord to match your Albany lifestyle
Based on the 0% cost of living increase between the two cities.
| Your salary in Albany | Equivalent in Concord |
|---|---|
| $40K | $40,000 |
| $50K | $50,000 |
| $60K | $60,000 |
| $75K | $75,000 |
| $80K | $80,000 |
| $100K | $100,000 |
| $120K | $120,000 |
| $150K | $150,000 |
💵 Household income (before tax)
Monthly budget at $75K — Albany vs Concord
| Expense | Albany | Concord |
|---|---|---|
| Monthly take-home | $4,309 | $4,459 |
| 1BR rent | $1,400 | $1,500 |
| Groceries | $380 | $365 |
| Transport | $68 | $42 |
| Utilities | $185 | $152 |
| Internet | $65 | $60 |
| Left after essentials | $2,211 | $2,340 |
Frequently asked questions
Is Concord cheaper than Albany?
No. Concord has a cost of living index of 92 vs 92 for Albany (100 = US average). That's about 0% more expensive.
How much will I save moving from Albany to Concord?
On a $75K salary, moving from Albany to Concord saves roughly $50/month on core expenses. That's ~$600/year.
What salary do I need in Concord to match my Albany lifestyle?
To maintain the same purchasing power as $75,000 in Albany, you'd need roughly $75,000/year in Concord. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only